Caribbean financial-services leaders and technology specialists reviewing product and operations planning

For Enterprises

Ten Enterprise Solutions for financial institutions.

One practical three-step roadmap brings six solutions together to secure, digitize and automate financial institutions.

Fintech transformation roadmap

TRANSFORM your financial institution with FINTECH

A practical staged journey from institutional diagnosis and security, through connected banking, to controlled automation and data-led decisions.

STEP 01

SECURE your financial institution

Diagnose institutional risk and root causes, then strengthen security, governance and technology administration.

Two Caribbean advisors reviewing a printed financial document together

STEP 01 SOLUTION

UNVEIL logo — horizontal white wordmark with the line Clarity Today. Performance Tomorrow.

Clarity today. Performance tomorrow.

A Business Diagnostic & Advisory service that investigates risks, processes, capabilities, market position and operational performance to identify the problems, root causes, gaps and opportunities limiting growth, efficiency, compliance or customer value.

Diagnostic families

Risk & Compliance Diagnostics

Assesses exposure across governance, technology, operations, regulation, third parties, data and people.

Business & Process Diagnostics

Maps how work happens to reveal bottlenecks, duplication, weak controls and automation opportunities.

Business & Organisational Diagnostics

Examines structure, roles, capabilities, governance and the operating model behind delivery.

Market & Customer Diagnostics

Researches markets, competitors and customer experience to identify gaps, threats and opportunities.

Problem & Root-Cause Diagnostics

Defines problems, validates evidence and traces causes before solution options are recommended.

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Two Caribbean technology professionals inspecting equipment in a server room

STEP 01 SOLUTION

CHERUBIM logo — lion shield mark with the line Guard What Moves Business

Cybersecurity, IT governance and IT administration

Cybersecurity, IT Governance and IT Administration implementation that improves security posture and IT strategic alignment.

Implementation families

Cybersecurity

Assesses exposure, strengthens systems and prepares teams for monitoring and response.

IT Governance

Establishes frameworks, policy, risk ownership and accountable technology decision rights.

IT Administration

Administers identity, devices, collaboration, cloud resources and data controls consistently.

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STEP 02

DIGITIZE your banking

Connect customer channels while modernizing the core processes and banking systems behind them.

A Caribbean customer using a phone to make a payment at a counter

STEP 02 SOLUTION

ENGAGE logo

Connected banking across every touchpoint

Connects online banking, kiosk banking and digital wallet experiences around one customer journey.

Connected banking channels

Online Banking

Membership applications, secure access, balances, statements, payments, loans, requests, transfers and profile management.

Kiosk Banking

Over-the-counter cash and cheque services plus self-service registration, authentication, balances, payments and transfers.

Digital Wallet

Identity and KYC, cash-in and cash-out, P2P and QR payments, merchant payments, support, disputes and controls.

Extended implementationVisual Identity SystemDigital MarketingSalesCX
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A Caribbean corporate team planning processes with sticky notes on a glass board

STEP 02 SOLUTION

SIOP logo — ribbon and database mark with the line The Foundation of Enterprise.

Core banking and business process management

Core Banking System (CBS) and Business Process Management (BPM) implementation aimed at modernizing core banking.

Connected implementation layers

Business Process Management (BPM)

Maps, improves and digitizes financial-institution workflows so responsibilities, handoffs, controls and reporting are governed as work happens.

Core Banking System (CBS)

Configures the same operational domains in one connected core record spanning customers, accounts, lending, transactions, ledger, branches, controls and reporting.

Explore SIOP

STEP 03

AUTOMATE your processes

Apply controlled automation and data science to repeatable operations, insight and informed decisions.

Two Caribbean financial-services professionals meeting beside an office workstation

STEP 03 SOLUTION

SOLOMON logo — brain mark with the line Wisdom Powered by AI

AI and automation implementation

AI and Automation implementation for the repeatable operations a financial institution runs every day, with people still making the decisions.

Capability and operating domains

Customer & Member Management

Onboarding checks, record updates and routine member requests.

Deposit & Account Management

Account opening steps, maintenance tasks and status updates.

Loan Management

Application intake, document extraction and assessment support.

Transaction Processing

Processing, matching and exception triage at volume.

General Ledger & Accounting

Posting support, reconciliation assistance and close checklists.

Interest, Fees & Charges

Interest, fee and charge calculations applied automatically.

Payments & Funds Transfer

Payment instruction validation and transfer routing.

Branch & Teller Operations

Queue management and counter support for branch teams.

Security, Controls & Audit

Control checks, alerting and evidence capture.

Reporting & Regulatory Compliance

Report preparation and regulatory submission support.

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Two Caribbean financial analysts discussing charts and institutional data

STEP 03 SOLUTION

DANIEL logo — eye mark for data analytics and data science

Data analytics and data science

Data Analytics and Data Science implementation that delivers insight from customer data and activity, and predicts future behaviour.

Data-science operating domains

Customer & Member Management

Segmentation, lifetime value and attrition signals by member.

Deposit & Account Management

Balance behaviour, product take-up and deposit trends.

Loan Management

Credit risk indicators, arrears prediction and portfolio health.

Transaction Processing

Volume patterns, anomaly detection and channel shift.

General Ledger & Accounting

Profitability by product, branch and channel once cost is included.

Interest, Fees & Charges

Pricing, interest and fee income analysed over time.

Payments & Funds Transfer

Payment behaviour, failure causes and settlement patterns.

Branch & Teller Operations

Branch traffic, staffing demand and service-time analysis.

Security, Controls & Audit

Fraud indicators and control effectiveness measured.

Reporting & Regulatory Compliance

Regulatory and board reporting produced from one definition set.

Explore DANIEL

Complementary Enterprise Solutions

Four connected delivery pathways

Strategy, infrastructure, creative production and growth services extend the roadmap.

One partner

Ten interconnected enterprise pathways.

Each stands on its own — and connects into the wider RLG delivery system. Looking for people and founder programmes? See For the People.

Not sure which solution fits your institution?